Tuesday 27 May 2014

Why annuities are a poor investment choice

Why annuities are a poor investment choice
One of the biggest challenges that retirees face is converting their nest eggs into regular income. There are many options, but an annuity is perhaps the worst.
Energy-efficient buildings increase return on your realty investment
Energy-efficient buildings not only help lower the utility and maintenance costs, but also translate to better value in the long term.
Mutual fund assessment: How did your MF perform during the low phase?
Don’t look only at a fund’s performance during a bull run, but also find out how it performed when the market was bearish.
Should you buy the LIC online term plan?
Market leader LIC has finally launched its online term plan. The competitively priced policy could be a game changer for this fast-growing segment.
Which annuity plan suits you best?
An annuity is an investment that gives a regular income to the investor. There are several annuity optionsavailable, each suitable is a different situation. Find out which of these is suitable for you.
Quote of the week
"The fiscal situation is very difficult right now and it will require a very strong hand of the government to be able to deal with it."
Arun Shourie BJP leader
Low income of Nikams to impede fulfilment of goals

Family Finances

Financial planning, in some ways, is akin to a jigsaw puzzle. Without all the crucial pieces in place, it’s difficult to etch out a complete picture. So, while making an early start or listing out the goals is important, it’s not enough. There are several other components that are critical for the achievement of goals and, hence, for building a strong plan: sufficient investible surplus, balanced asset allocation, adequate risk coverage and a long time frame for goals.
Is it wise to speculate on the PSU bank stocks yet?

Financial Planning

The value investment metrics of PSUs look promising, but road ahead can be slippery. So, it may not be wise to speculate on the stocks yet.
Blumerq: Thirukkumaran's Rs 5.5 crore firm woos youth with music-themed clothing

Money-making venture

The success of the Rs 5.5 crore Blumerq lies in wooing the Indian youth with trendy, music-themed clothing.

Entrepreneurs

Computer engineer Rahul Gupta leveraged his experience to launch a Rs 61 crore company that offers value-added products and services to users across the world

Financial Calculators

Plan your car
Plan your car
Car cart!
Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy.
Home Loan Refinance
Home Loan Refinance
Should you refinance your home loan?
Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate.
JK Cement surprised the street with its numbers for the fourth quarter (Q4) of financial year 2013-14 (FY14). The comany’s net sales grew by 7.6 per cent on a year-on-year (y-o-y) basis and 22.7 per cent on a quarter-on-quarter (q-o-q) basis.
BSBDA account holders are allowed four free cash withdrawals in a month, balance enquiry through ATM is free for any number of times.
If the mode of holding is 'joint', financial and non-financial transaction requests should be signed by all unitholders.
A stable Modi-led government has been elected to power. Find out what this victory means for the markets and your investments.
BJP govt is expected to raise exemption limit & offer sops to taxpayers. Experts believe that tax outgo of lower & middle income earners may come down this year.
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