What’s stopping you from getting rich?

What's stopping you from getting rich? If you really want to get to the root of the problem, you need to assess where you are going wrong in your investments. Should you choose profits over revenues? Should you opt for companies that have a healthier bottom line or pick those with high top-line growth? 5 things to remember when buying a luxury property Here are some of the criteria to which you should give primacy when buying a luxury property since the amount of money at stake is high. Buy travel insurance first before you go abroad Every year, roughly 14 million Indians travel abroad. According to a survey by ICICI Lombard General Insurance, less than half of them buy travel insurance. Why you can still bet on arbitrage funds One can still invest in arbitrage funds because the fall in volatility is temporary & the returns should improve when volatility spikes once again. Quote of the week "Most investors are still optimistic from a long-term perspective. But they are not in a hurry to buy because nothing is going to run away now." Nirmal JainChairman, IIFL Group Family Finances Equity exposure an easy route for Dixits to achieve their financial goals A 100% debt portfolio means that despite a high surplus and simple goals, the Dixits may not be able to meet their targets. Financial Planning Why you should not over-complicate your portfolio asset allocation Investors get caught in a mesh of products when it comes to portfolio asset allocation, but a simple formula can make things easier for both growth and income-seeking investors. Money-making venture How InOpen Technologies increased its turnover from Rs 11 lakh to Rs 6 crore in 4 years The firm now has 71 employees working at its offices in Mumbai and Hyderabad. It registered a turnover of around Rs 6 crore in 2013-14. Entrepreneurs How Ajay Kolla turned a Rs 30-lakh venture into a company generating revenue of Rs 22 crore Ajay Kolla started a forum to help his out-of-work friends find jobs. Soon, he made a business out of it. His firm is growing at a rapid pace. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Why KPIT Tech is poised for growth KPIT Tech's recent poor performance compared to its peers makes it a value pick now. Analysts are bullish for various reasons. Indians are the most enthusiastic holidayers in the world Indians are one of the most enthusiastic holidayers in the world, according to the 2014 Holiday Spending Index, a survey conducted by Expedia. Is Voluntary Provident Fund the best healthy retirement corpus? VPF refers to the voluntary contribution of an employee over and above the mandatory 12% of his/her basic salary and dearness allowance. 5 smart things to know about unrecognised employee provident funds The employee's own contribution is not taxable on withdrawal, but the interest thereon is taxable as income from other sources. The shift to a fee-based advice model will be gradual: Rajiv Bajaj, Bajaj Capital "We are fussy about choosing closed-end funds for our clients. We do not consider them unless there is a genuinely good investment idea where the fund manager can reap the benefit of patient investing." Daily Newsletter Special stories that round up the major developments of the day Markets Watch Round up of stock, currency, bond, money and real estate market IPO Watch Gives you the latest IPO/FPO related news Live-Market News Portfolio Mobile Live TV Newsletter Commodities Speed Blogs Alerts Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2014 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here