Why you should give gold a miss this Diwali

Why you should give gold a miss this Diwali While the one-year loss on 2012 Diwali gold purchase was 4%, the loss till date from the 2013 Diwali gold purchase is 10%. Don't hate tax, it can be your good friend & save you money My advice to you is simple: start thinking about me from the very first month of the financial year. Choose investments where I won't have to shave off your gains. How to gain from falling crude prices Falling crude prices have already contributed to a lower consumer price index (CPI) as 'fuel, power and light' and 'transportation', two elements of the index, have considerable weight within it. Should you opt for richly valued stocks? The top performers of the equity universe—companies that boast stable cash flows and high profit margins carry the burden of high valuations. How to pick and hold the six categories of stocks Peter Lynch identified six categories of stocks: slow growers, stalwarts, fast growers, cyclicals, turnarounds and asset plays. Quote of the week "The situation in Europe is scary. India won't get away if there is a global sell-off." Raamdeo Agrawal,Jt. MD, Motilal Oswal Financial Services Family Finances Early start towards savings, focused investing approach key to Tembhurnekars' goals The Tembhurnekars have saved and invested consistently for their long-term goals. They are well-equipped to meet the objectives. Financial Planning Why it is important to ensure disciplined spending while taking a decision on purchases With attractive deals on cars and consumables being the flavour of the season, carefully drawn plans for savings can go completely awry. Money-making venture Sol Sport: How Suraj Bikkannavar channelled passion for tennis to build a training academy Sol Sport, which began with just one coach in a society tennis court, now has 25 employees — coaches, managers and ball boys. Entrepreneurs Suraj Bikkannavar, the commerce graduate who enjoys teaching tennis more than studying law Sol Sport, which began with just one coach in a society tennis court, now has 25 employees — coaches, managers and ball boys. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Opt for these smart ways to buy gold this Dhanteras Ask the jeweller for a break-up of costs at the time of purchase: the current rate of gold, making charges, stone's value and VAT (1% in most states, 5% in Kerala). Why buying ETFs and gold funds now is not a good option The market price of gold ETFs varies markedly from its net asset value (NAV), especially for gold ETFs that have very low traded volumes. Keep your temporary cash crunches at bay with gold loans Experts say it is not a good idea to take the maximum 75% as loan. The interest rate on any loan is determined by the risk associated with it. Current levels good to enter the equity market: Sanjay Kumar, PNB MetLife "There is definitely an air of optimism and positivity in corporate India. Ease of doing business & economic reforms are here," says Sanjay. Jubilant Life Sciences: Low valuations, price corrections makes it a good stock pick Jubilant usually quotes at a discount to its peers due to its volatile earnings and high leverage. The slump in the first quarter performance underscores this volatility. Daily Newsletter Special stories that round up the major developments of the day Markets Watch Round up of stock, currency, bond, money and real estate market IPO Watch Gives you the latest IPO/FPO related news Live-Market News Portfolio Mobile Live TV Newsletter Commodities Speed Blogs Alerts Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2014 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here