Why 'buy and hold' isn't as good a strategy as timely churning of portfolios

Why 'buy and hold' isn't as good a strategy as timely churning of portfolios Though stocks give good returns in the long term, don't just buy & forget. You need to churn your portfolio to gain from changes in the economy & markets. All you need to know about cap on free ATM transactions The RBI has lowered the cap on free ATM transactions and allowed banks to charge customers. Here are the things you should know. 5 pitfalls to avoid in off-season travel While off-peak foreign trips are the best way to save money, go through these spoilers that can ruin your holiday and make you spend more, says ET. Faulty construction in buildings? How to avoid protracted battles with builder The government can either bring in a standalone legislation or dovetail it with the Real Estate Bill, which is pending in the Parliament. Watch out for these warning signs in stocks One can't completely eliminate the risk of losses but one can take precautions by investing only in cos with sound management and good governance.

Quote of the week "I only hope that (bribery cases in PSU banks) are a drop in the ocean, and we have all learnt the lessons from such incidents." Arun Jaitley Finance Minister

Family Finances Early retirement may not be the right decision for Kartik Sapra Though Kartik Sapra has a high net worth and big savings, these may not adequately fund his retirement and he may need to review his decision to quit working at 48. Financial Planning Changes that need to be brought into the mutual fund industry For the common man, the aversion to losses is higher than the joy from gains. Therefore, the MF industry should address the concerns of the investor. Money-making venture Pigtails & Ponys: How Charles built a Rs 7 lakh hair accessories venture Bangalore's Nivedha Charles' Rs 7 lakh venture Pigtails and Ponys is set to create a niche for itself in the hair accessories business. Entrepreneurs Paranjape Schemes: How Shashank Paranjape built a Rs 1,500 crore construction company With 60% of his new business coming through referrals from customers, Shashank Paranjape has managed to create a reputation for himself with his Rs 1,500 crore construction company. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators

4 steps to build a well-diversified portfolio As an investor, you should buy a bouquet of products that works well together. Here's how you can create the right portfolio. Private banks may do well in the second leg of bull run: Lalit Nambiar, UTI Mutual Fund India Inc is in a better position than it was a year ago, and with the market sentiment improving, things can only get better. 5 smart things to know about mortality charges Mortality charges in insurance policies are dependent on life expectancy ratios. If the life expectancy ratios increase, it tend to decrease. Everything you need to know about top-up health insurance plans One must check whether expenses towards day-care procedures, pre-existing diseases, pre and post hospitalisation are included. How to meet multiple financial objectives within a given time period Instead of taking on all goals at the same time, and hoping to fund them through savings, the smarter thing to do is to prioritize.

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