Monday, 18 March 2013

Buy cheaper flats in a resale

Buy cheaper flats in a resale
Find out how and why you can get new apartments at prices lower than those being offered by the builder in the same project.
Five real estate traps to avoid
ET Wealth takes a look at five of the most popular schemes, the truth behind them, and how you can still benefit from them.
MF laggards: 10 funds to dump right now
More than Rs 6,000 crore of investors’ wealth is languishing in just 10 underperforming funds.
Unlock the value of your gold jewellery
While the gold deposit scheme can help you earn interest on the metal, consider the following drawbacks before you opt for it.
Best options to stash your cash
Banks are offering higher interest rates and more flexible terms on flexi accounts. However, consider other options that can offer more gains or tax advantage before parking your funds.
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Quote of the week
"I am happy with the change of attitude and hope many more will voluntarily file their returns and pay the tax dues."
P Chidambaram Union Finance Minister
Mahajans need to rejig portfolio to raise surplus for goals

Family Finances

The Mahajans must give up traditional insurance plans and reduce their EMI to finance all their goals.
Financial products: Investors, advisers & regulators must ensure correct choice is made

Financial Planning

Regulators across the world, keen to correct mis-selling of financial products and advice, recognise that full disclosure is necessary, but not sufficient, to ensure investor protection.
A Krazy Mug: Mumbai's handmade decoratives firm eyes up to Rs 50 lakh turnover

Money-making venture

The interior designer was doing up a design studio in Kolkata in January 2011 when the clients asked her to include some artwork.
Kishore Kanhere's story: From air cooler business to Rs 66 crore contruction empire

Entrepreneurs

First project in construction was renovation worth Rs 25,000 for a Forest Department office, after which I started taking small contracts.
Check out funds that have fared well in different time spans

Top Funds

To select the most reliable equity funds, ET Wealth analysed 349 and came up with 14 that have fared well in different time spans.

Financial Calculators

Home Loan Refinance
Home Loan Refinance
Should you refinance your home loan?
Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy.
Retirement Savings
Retirement Savings
Right sum to retire with
Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate.
While you need to curb the spendthrift in you, there's no need to be a miser. Take this quiz to find out your personality type and take remedial measures for a secure financial future.
It's a method that helps you cut on your tax liability significantly if you stretch your investments over three financial years.
With an improved valuation and a strong portfolio, the company promises to be a good long-term bet.
A systematic investment plan (SIP) in a mutual fund scheme allows one to invest in a disciplined manner
The Rajiv Gandhi Equity Savings Scheme (RGESS) provides tax benefits under Section 80CCG for new equity investors in specified instruments.
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