Planning to buy property? Consider these 10 points before striking a deal

Planning to buy property? Consider these 10 points before striking a deal We tell you about the pitfalls that you should avoid and offer a comprehensive road map to help you undertake the most important investment of your life. Five tips to pick your first credit card The lure of plastic, with cashless transactions and free credit, is hard to resist, but it can also lead to a debt trap. Apple iPhone 6: What features should you expect With the latest offering from Apple set to arrive, speculation is rife about the improvements in the new version. How alternative luxury can help you save money Instead of splurging on costly desires that you cannot resist , find alternatives that provide satisfaction while fitting into your budget. How you can insure your investments against major risks Portfolio insurance is a technique, not a policy, aimed at protecting one's stock market investments from a possible market crash.

Quote of the week "What you are seeing is the return of three confidences— consumer, corporate and investor. These are the biggest drivers of the market." Abhay Laijawala MD & Head of Research

Family Finances Realty-biased portfolio not prudent for Mahadiks, more equity exposure needed While the Mahadiks can depend on it to fund their goals, they will also have to increase their exposure to equity to realise their other goals. Financial Planning Are closed-ended funds opportunistic and harmful for investors? The incentives offered on selling closed-ended funds easily mobilises money, but ultimately, harms the industry, feel analysts. Money-making venture Work Better: Swapnil Kamat's Rs 4.2-crore venture helps professionals Work Better's clientele comprises big corporates such as HDFC Bank, Axis Bank, Mahindra & Mahindra, Deloitte and Trident Hotels. Entrepreneurs Paranjape Schemes: How Shashank Paranjape built a Rs 1,500 crore construction company With 60% of his new business coming through referrals from customers, Shashank Paranjape has managed to create a reputation for himself with his Rs 1,500 crore construction company. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators

Simple and mandatory steps to follow while closing a bank safe deposit locker The safe deposit locker facility is one of the subsidiary services provided by a bank for keeping valuables safe. EMI vs SIP: Know which one of the two is a better bet The SIP approach has not taken inflation or taxation into account. Certain items, such as cars or gadgets, could become costlier if you wait for 1-2 years. Avoid dividend paying firms even though the payouts saw a spike last year 'It doesn't make much sense to play the dividend stocks at this stage. It will be better to go with growth-oriented stocks to really benefit from the recovery.' Mid-and small-cap stocks attractive over 2-3 years: S Krishna Kumar, Sundaram Mutual Fund The capacity utilisation levels in most mid-cap companies are below 75% and, hence, they are wellplaced to capture this growth. Why logistics, a small pocket in the infrastructure basket, is a good bet ​The logistics sector is an often overlooked segment of the infra industry, which comprises major businesses, such as power and construction.

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