ULIPs 2.0: Why you should buy these insurance-cum-investment plans now

ULIPs 2.0: Why you should buy these insurance-cum-investment plans now While the low charges of new Ulips make them attractive, the main advantage is the seamless and tax-efficient transfer from debt to equity, and vice versa. How to rebalance asset allocation in your portfolio Rebalancing simply means modifying the portions held in various asset classes in line with the planned asset allocation of the investor. 5 smart things to know about pension plans offered by mutual funds Mutual funds offer pension plans that allow accumulation of corpus for retirement by using a combination of equity and debt securities. Why you should avoid investing in closed-ended funds There is no performance track record to judge a closed-end fund. Having a track record helps in gauging the ability of the fund to deliver good results in the future. How you can boost your portfolio returns by paying attention to the charges applicable in mutual funds A high expense ratio reduces your returns. The money that would have gone into your pockets goes to the fund house if the expense ratio is high. Quote of the week "Today, what we got is not money but the trust of people. (It is) my responsibility to make sure these shareholders are happy." Jack MaAlibaba Founder Family Finances Why Gaurs need to start investing in equities to achieve their financial goals Despite a high income and low expenses, the Gaurs will be unable to achieve their modest goals, unless they correct the skew in their portfolio. Financial Planning How you secure your retirement by investing in equities Adequate savings, investment in equities and investments that beat inflation are a must to build a corpus for a comfortable retirement. Money-making venture How Ganesh Kini's printing business has grown to Rs 3 crore in seven years He started approaching small- and medium-sized vendors in the city with the offer to design their receipt books, letterheads etc. Entrepreneurs How Dinesh Samudra's Rs 6 crore Palash Healthcare Systems is growing globally After a career spanning over 17 years, Dinesh Samudra decided to create an identity for himself with the Rs 6 crore Palash Healthcare Systems. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Six things Ulip investors should keep in mind The switching facility in Ulips is a potent tool as it lets investors make the most of the insurance-cum-investment plan. Market is going to reward those who are invested in quality businesses: Mrinal Singh, ICICI Pru AMC The market is going to reward those who are invested in prudently managed companies and quality businesses, says Mrinal Singh. Online Ulip from HDFC Life is more cost-effective than mutual funds: Sanjay Tripathy 'Even if you compare it to the current lock-in norms of equity-linked savings' schemes and debt mutual fund schemes, it is a great proposition. ' ET Wealth's first book on personal finance, You Can Be Rich launched An engaging panel discussion by leading experts marks the launch of ET Wealth's first book on personal finance, You Can Be Rich. ET Wealth's book 'You Can Be Rich' is a onestop shop for all basic queries on personal finance ET Wealth has come out with its first book, You Can Be Rich, aimed at educating its readers and making them more prosperous. Daily Newsletter Special stories that round up the major developments of the day Markets Watch Round up of stock, currency, bond, money and real estate market IPO Watch Gives you the latest IPO/FPO related news Live-Market News Portfolio Mobile Live TV Newsletter Commodities Speed Blogs Alerts Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2014 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here